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Refinance / Debt Consolidation

Occasionally things just happen and you find yourself with high interest credit cards that you make minimum payments on, and the balance doesn’t seem to decrease. There isn’t enough money at the end of the month. This is the time to review your situation while you are still in control.

Credit restructuring example:

Before Refinance:



Mtge @ 6% (20 year amortization)



Credit Cards



Car Loans



Personal LOC



Penalty (to break mortgage)





After Refinance:



Mtge @ 6% (20 year amortization)




Reduce amortization to:

15 years



10 years




The VanderDuim Mortgage Team will review with you and together we will work through the process to get you back on track relieving the stress and anxiety of bills while often lessoning the amortization on your mortgage.


Always remember…

The VanderDuim Mortgage Team is here for you —
Before, during and after your transaction closes!!


* On approved credit (OAC)E&O